Card Fees - ECARDINC

Monthly Fee

$4.99

$0

Per Purchase

$0

$0

ATM Withdrawal

$0 In Network  $0.99 Out of Network

$0 In Network  $0.99 Out of Network

Cash Reload

$5.95 or less

NA

ATM balance inquiry

$1.00

$1.00

Customer Service

$0.00

$0.00

Inactivity

$0.00

$0.00

We charge 9 other types of fees. Here are some of them:

ATM Decline (In-Network or Out-of-Network)

$0.00 or $1.00

$0.00 or $1.00

International Transaction Currency Transaction

1.49%

1.49%

Family Card Purchase

$4.99 Per Card

NA

Card Replacement (Standard Delivery)

$4.99

$4.99

For general information about prepaid accounts, visit cfpb.gov/prepaid. Find details and conditions for all fees and services in the Cardholder Agreement.

 

 

Exhibit A

 

I. ENROLLMENT

FEE

Primary Card Purchase

No Charge

Family Card Purchase

$4.99 Per Card

II. ADDING FUNDS TO YOUR CARD

FEE

ACH Direct Deposit

No Charge

Cash Loading*

No Charge

Bank to Card Transfer

No Charge

Card to Card Transfer

No Charge

III. REMOVING FUNDS FROM YOUR CARD

FEE

Domestic POS transaction

No Charge

ATM Withdrawal (domestic) NYCE SUM Network

No Charge

ATM Withdrawal (domestic) out-of-network*

$0.99

ATM withdrawal (international) NYCE SUM Network

No Charge

ATM withdrawal (international) out-of-network*

$0.99

Bill Payment – Electronic Payment

$2.00 /per payment

Bill Payment – Paper Check Payment

$2.00 /per payment

International Transaction Currency Conversion Fee on Top of Other Fees

1.49%

IV. OTHER FEES

FEE

Monthly Service

$4.99

Customer Service

No Charge

Paper Statement by Mail

$5.00

Bank to Card Transfer Decline

$15.00

Card Replacement (Standard Delivery)

$4.99

(1 free per calendar year)

Card Replacement (Expedited Delivery)

$25.00

Domestic ATM Decline – NYCE SUM Network

No Charge

Domestic ATM Decline – Out-of-network

$1.00

International ATM Decline – NYCE SUM Network

No Charge

International ATM Decline – Out-of-network

$1.00

ATM Balance Inquiry

$1.00

Teller Assisted Withdrawal

$5.00

Inactivity Fee

No Charge

*Third party surcharge may apply

 

  

The dollar amounts and other limits may be modified for security and regulatory reasons when needed.

I. ADDING FUNDS TO YOUR CARD

Daily (Amount/Number)

Monthly (Amount/Number)

Bank-to-Card Transfer

$500/2

$2,000/10

Direct Deposit

$5,000/5

$20,000/20

Cash Loads

$999/3

$9,999/30

Card to Card Transfers

$500/5

$5,000/25

II. REMOVING FUNDS FROM YOUR CARD

Daily

Monthly

ATM withdrawal

>  Domestic

>  International $400/3 $2,500/15
* ATM withdrawal limit may vary from bank to bank.  $400/5 $2,500/15
*$2,500 is the combined monthly ATM withdrawal    

POS purchases

>  Domestic $5,000/10 $10,000/100
>  International $3,000/15 $10,000/100

III. LIMITATIONS

 Limit

Maximum number of Primary Card per person

 1

Maximum number of Family Cards per Primary Card

 2

Maximum PrImary Card Balance

 $10,000

Maximum Family Card Balance

 $2,500

 

 

The dollar amounts and other limits may be modified for security and regulatory reasons when needed.

I. ADDING FUNDS TO YOUR CARD

Daily (Amount/Number)

Monthly (Amount/Number)

Direct Deposit

Not Available

Not Available

Cash Loads

Not Available

Not Available

Card to Card Transfers

$500/5

$5,000/25

II. REMOVING FUNDS FROM YOUR CARD

Daily

Monthly

ATM withdrawal

>  Domestic  
>  International $400/3 $2,500/15
* ATM withdrawal limit may vary from bank to bank.   $400/5 $2,500/15
*$2,500 is the combined monthly ATM withdrawal      

POS purchases

>  Domestic $5,000/10 $5,000/25
>  International $3,000/15 $5,000/25