About us

A FinTech Company | New York


ECARD Inc. is a FinTech company based in New York. With a vision to improve the ever-changing financial ecosystem, the company delivers a better, faster, and simpler payment solution for customers who travel internationally or make day-to-day purchase at home.

To break the barrier of global payment system and redefine the way people bank in the world, ECARD Inc. utilizes advanced technologies to provide an innovative financial service that enables frictionless transactions among individuals and organizations beyond countries and regions.


ECARD is the first U.S. issued UnionPay EMV Prepaid card that has a worldwide acceptance. Besides basic financial card functions, ECARD supports online payment and mobile account management that satisfy customers’ needs. ECARD sets up business partnerships with merchants around the world to provide tremendous cashback for card holders. ECARD holders also have accesses to diversified merchant offers and rewards from UnionPay International.

ECARD Functions

Multiple Ways to Load Funds

  • Along with various options to load funds on your ECARD account
  • Instant peer transfer among ECARD users

Cross-Border Transaction

  • Cross-border transaction with instant currency exchange
  • Foreign transaction fee as low as 1.98%

Electronic Check & Bill Pay

  • Deposit your check without the trip to your bank
  • Electronic bill payment takes care of your everyday chores

Worldwide Acceptance

  • Expedient withdrawal at over 300,000 NYCE ATMs
  • Extended access to 168 countries and regions where UnionPay is accepted

Unlimited Cashback

  • 5% or more cashback with in-network merchants
  • Enjoy the privilege of UnionPay rewards all over the world

Online & Mobile Protection

  • Manage account via ECARD mobile APP and online banking anytime
  • Receive alerts of account activities and daily transactions

ECARD Account Features

Should you be looking for a new way to manage your wallet, plan for an international travel, study overseas, or run business beyond boarders, ECARD is here to give you support
Safe to Trust With ECARD
  • Your funds in ECARD account are FDIC insured
  • EMV chip adds extra layer of security to prevent identity theft
Global Service Ready to Help
  • 24/7 customer service stays by your side
  • Mobile & online platforms assist wherever and whenever you may be
Flexible and Rich Rewards
  • 5% or more unlimited cashback with in-network merchants
  • No expiration on your cashback
Easy to Travel Around the World
  • Unrivalled acceptance and extensive network in China
  • Multi-currency transaction at UnionPay conversion rate
Quick Application & Lower Cost
  • Simple application process leads to exceptional banking experience
  • 0% Intro APR in the first 6 months, and waivable ongoing APR as spending $200 in purchases with ECARD in-network merchants
Diversified Travel Rewards
  • Recognized as UnionPay cards starting with 62
  • Enjoy diversified UnionPay International merchant offers in the U.S. ECARD holders can have 20% discount at all Macy’s stores, various purchase rewards at Premium Outlets, and special offers at major travel spots, etc.

Have ECARD Be Your Surrounding

TWO ways to get an ECARD from ECARD Website or visiting a local service center.

Local Branches

  1. Visit an ECARD customer service center
  2. Fill out required information
  3. Activate and enjoy day to day purchase


Option 1:

  1.      Click “Apply” on ECARD Website
  2.      Fill out required information
  3.      Activate and enjoy day to day purchase

Option 2:Email photocopies of your passport, government issued photo ID, U.S address of residence to support@ecardinc.com


  •      18 Years Old
  •      U.S. address of residence
  •      SSN/Passport/Government Issued Photo ID

Your Words Help Us Do A Better Job

Featured On

As UnionPay officially announced the news on July 9 that ECARD Inc. to offer UnionPay card in the United States, ECARD has attracted the attentions of various publication. NBC2, abc25, TravelDailyNews and lots of U.S. major media outlets reported news about ECARD
Travel Weekly Asia
Crossroads Today abc25
News Locker
CISION PR Newswire
侨报 The China Press
UnionPay Official

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